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Find The Lowest Down Payment

Is a down payment keeping you from purchasing a home?

Yes No

Down Payment Assistance Can Help

Assistance Up To $19,238

Home buyers with 640 credit score use this assistance for the down payment and closing costs, up to 5% of loan amount.

First Time Buyers & More

Home buyers do not have to be a first-time home buyer to qualify. This program is available to all home buyers.

FHA Loans + More

Conventional, FHA, VA, and USDA 30-year mortgages are allowed with down payment assistance.

No Down Payment

Down Payment Assistance Programs provide the down payment to help you buy your next dream home.

How it works

first Share a few details
first No down
first Hi, I'm Troy, your loan officer, How can I help?
first Share a few details
first No down
first Hi, I'm Troy, your loan officer, How can I help?
1

Choose your best option

It all starts her by choosing a down payment assistance program option, say FHA Loan, that best fits your home purchase.

2

Compare down dayment options

We will provide you an easy to follow estimate with loan program, interest rate, monthly payment and cash to close.

3

Painless pre-approval

Once you know your options you sumbit an application to become pre-approved.

Find My DownTM

Takes two minutes. Won't affect your credit score.

Frequently asked questions

Q: How does a home buyer qualify for Down Payment Assistance (DPA) Programs?
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Buyers must have qualifying income, meet 640 credit score and occupy as primary residence. Ask your loan officer for additional qualifications.

Q: How much DPA funds are available for my down payment?
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Up to $19,238. The of DPA funds available will depend on program and option you choose. We review all these options with you.

Q: Do you offer a FHA Loan with DPA?
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Yes, FHA is an excellent choice. We also offer Conventional, VA, and USDA 30-year mortgages. Each loan is paired with the down payment assistance program.

Q: Can sellers still pay my closing costs?
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Yes, the seller can generally contribute up to 3% towards closing costs on DPA programs.

Q: What kind of home loan is used with DPA Programs.
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DPA programs can offer Conventional, FHA, VA and USDA loans.

Q: What is the first step to take advantage of down payment assistance?
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Start with “FIND MY DOWN” answer the questions, connect with our down payment assistance specialist and have your options emailed to you.

Get started in minutes

Speed matters. Which is why you can start your estimate today. Without affecting your credit score.

Find My DownTM

Won't affect your credit score.

Guild Mortgage Company is an Equal Housing Lender; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. OR ML-176; Georgia Residential Mortgage Licensee; GA #6268; NV Banker #1076/NV Broker #1141; AZ BK #0018883; Licensed by the Mississippi Department of Banking and Consumer Finance. Illinois Residential Mortgage Licensee. Kansas Licensed Mortgage Company. Rhode Island Licensed Lender. Licensed by the New Hampshire Banking Department.

http://www.nmlsconsumeraccess.org/ Company NMLS ID 3274. All information, loan programs & interest rates are subject to change without notice. All loans subject to underwriter approval. Terms and conditions apply. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5898 Copley Drive San Diego, CA 92111 | State of Missouri Principal Location: 11730 Fenpark Drive, Suite 1003, Fenton, MO 63026.